ศาสตร์เกษตรดินปุ๋ย : ขอบคุณแหล่งข้อมูล : หนังสือพิมพ์ The Nation
http://www.nationmultimedia.com/news/business/EconomyAndTourism/30300658

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By THE NATION
GOVERNMENT HOUSING Bank recorded a 2.79-per-cent rise in new loans to Bt111.42 billion for the third quarter of this year, while focusing on enhancing its competitiveness through financial technology and developing products and services to help Thais own homes.
This year’s new-loan target is Bt170.04 billion. In the quarter, the bank’s outstanding loans increased 5.01 per cent from the end of 2015 to Bt906.04 billion. Its net profit was Bt7.45 billion.
“This year, the bank has developed a greater variety of loan products to meet all groups of customers’ demands, and that |has promoted new loan expansion consistently,” said Chatchai Sirilai, president of GH Bank.
Such products included those in conjunction with the Pracha Rath project for low-income earners and a housing project for the elderly.
After six months of the bank’s financial-education project aiming to help people own houses in the future, about 15,000 persons nationwide had registered for the project as of November 7 and about 1,300 had opened deposit accounts under the project’s conditions.
At the end of the third quarter, the bank’s assets had climbed to Bt988.21 billion and its deposits increased to Bt791.05 billion.
GH Bank’s non-performing loans declined by 0.16 percentage point quarter on quarter to 5.60 per cent of total loans as a result of its new measures for financially troubled customers. Its capital adequacy ratio was 16.21 per cent, compared with the Bank of Thailand’s minimum requirement of 8.50 per cent.
Chatchai said the bank was also going ahead with projects to provide affordable housing loans, while relying more on financial technology.
Such financial technology is seen in the four GH Bank Smart Branches opened this year, GH Bank Smart Receipts, and development of PromptPay services.
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