#SootinClaimon.Com : ขอบคุณแหล่งข้อมูล : หนังสือพิมพ์ The Nation.
The Bank of Thailand (BOT) is testing three peer-to-peer (P2P) lending platforms under its regulatory sandbox and believes they should go into operation in the beginning of 2022.
The central bank’s assistant governor Siritida Panomwon Na Ayudhya said the three companies being tested are DeepSparks Peer Lending, NestiFly, and Peer Power Platform.
The evaluation process covers their system, security and service model, and once the companies can fulfil all criteria, the BOT will seek a business licence for them with the Finance Ministry.
Siritida said she expects these companies to be ready for operation by the end of this year or beginning of next year.
She explained that consumer behaviour has changed drastically due to the Covid crisis, and it is time for businesses to make changes.
P2P lending websites connect borrowers directly to lenders, who loan money to eligible applicants. It’s an alternative to borrowing from a bank or a traditional money lender. These platforms offer different types of loans at competitive interest rates and low fees.
Peer-to-peer lending websites to take off in Thailand soon
Apart from making borrowing much easier, these platforms also offer opportunities to investors.
Published : October 12, 2021
By : THE NATION